American Secure Title Insurance Agency, has been doing business in Utah for 15 years, providing outstanding title and escrow services to Utahns throughout the state. The quality of our services has made us a #1 choice of real estate professionals and land owners alike.

Recent News

Learn About the New TILA/RESPA Integrated Disclosures

The new TILA/RESPA Integrated Mortgage Disclosure Rule goes into effect October 3rd, 2015.

Realtors, if you haven’t had a chance to attend one of our 2 hour CORE Classes on the new Disclosures, please contact your Marketing Rep or Escrow Officer to schedule one for your Brokerage.

American Secure Title’s Tremonton Office is Moving

Tremonton Office Announcement

AST Welcomes New Title Officer, Shawn Pickett, To Tremonton

We are excited to formally announce the addition of Shawn Pickett to our staff as our Title Officer in our Tremonton office. Shawn is licensed in both Title and Escrow and is also a licensed Notary Public for the State of Utah. He has been in the title insurance business since 1998 and has gathered a wealth of industry experience and knowledge. Shawn will be a great asset to the people of Box Elder County and we’re very lucky to have him join our team. He will be working in our Logan office until February and will then move over to our Tremonton location. Please join us in welcoming Shawn.

The Brigham Office does the ALS Ice Bucket Challenge

American Secure Title Does an Epic ALS Ice Bucket Challenge! We have chosen to do the challenge and donate to the ALS Foundation. We nominate Bank of Utah Brigham City Branch, The Box Elder County Recorders Staff, Martell Dansie, USU/Goldenwest CU Brigham City, and All-American Real Estate.

View the video here:  Ice Bucket Challenge


Title Companies in Utah must have “Good Funds” before they can record and disburse on a real estate transaction.  So, what are good funds?  It is money that has been received into the title company’s account that has been collected and cleared.

The issue at hand with good funds is the time it takes for the funds to be considered, “collected and cleared”.  Most buyers and sellers are anxious to close the transaction and either move in (buyer) or receive their seller proceeds $money$ (seller).  A title company cannot record the deeds before they’ve received and cleared funds because they must verify that those funds and in their account so that they can “disburse funds”, meaning they can pay all the parties in the transaction who are due to be paid.

So, what is the best way to smoothly and quickly close and fund?  WIRES!  When a title company receives funds via wire those funds are “good funds” immediately.  The next best option is a cashier’s check, but this must be deposited into the account and sit overnight.  Also, any amount over $10,000 MUST be wired.

So…wiring funds is best.  It’s the quickest and safest way to handle the real estate closing & funding process.  Be sure to ask your title company for their wiring instructions prior to closing and verify that information to avoid any delays at the closing or at time of funding.

We hope you find this Title Tip helpful and we look forward to helping you on your next transaction!